MMA.chat Terms of Use

Version 1.0 Effective date: July 29, 2026

MMA.chat is operated by SmashPicks Studios Inc., doing business as SmashPicks ("SmashPicks," "we," "us," or "our").

These terms are a contract between you and us. By using MMA.chat you agree to them. If you do not agree, do not use the service.

How we handle your information is described in our Privacy Notice, which forms part of these terms.

You must be at least 18 years old to use MMA.chat. This is required by the terms of Google Gemini, the AI service that generates our answers. It is a provider requirement, not a rating of our content.

1. What MMA.chat is

MMA.chat answers questions about mixed martial arts. Answers are generated by artificial intelligence — specifically Google's Gemini models — drawing on fight statistics, historical records, and, for some questions, a live web search.

MMA.chat is free. We may set limits on how many questions you can ask in a day, and we may change those limits.

2. Answers are generated, and they can be wrong

This is the most important thing on this page.

MMA.chat's answers are produced by an AI system and may be incomplete, out of date, or simply incorrect. AI systems can state wrong facts confidently, including specific numbers, records, dates, and outcomes. We work continuously to reduce this, and we cannot eliminate it.

So:

• Verify anything that matters against an authoritative source before relying on it.
• Fight statistics are compiled from third-party data that may contain errors or lag behind real events.
• Nothing MMA.chat says is a statement of fact by us, an endorsement, or professional advice.

3. No betting, wagering, or financial advice

MMA.chat discusses fights, form, statistics, matchups, and sometimes betting markets and odds. None of it is gambling advice, a prediction you should act on, or a recommendation to place any wager.

• We do not guarantee any outcome, and we do not represent that any information gives you an advantage.
• Odds and market figures shown are third-party data, may be stale, and are not offers.
• You are solely responsible for any wager you place and any money you lose.
• Betting is regulated and restricted in many places. Complying with the law where you are is your responsibility.

MMA.chat does not accept wagers, hold funds, or facilitate gambling.

4. Not medical, legal, or professional advice

MMA.chat may touch on injuries, weight cutting, training, and similar subjects. It is not a medical, legal, nutritional, or professional source, and must not be used as one. Consult a qualified professional.

5. Your account

You can use MMA.chat without an account, with a lower daily limit.

If you create one:

• Provide accurate information and keep your sign-in secure.
• You are responsible for activity under your account.
• Creating an MMA.chat account also creates your SmashPicks account. The two products share one account system. When SmashPicks launches, its own terms will also apply to that account.
• One person, one account. Creating multiple accounts to evade limits is a breach of these terms.

We may suspend or close an account that breaches these terms, is used abusively, or creates risk for the service or other users.

6. Acceptable use

Do not:

• break the law, or use MMA.chat to help anyone else do so;
• attempt to extract our prompts, system instructions, models, or non-public data;
• use automated means to access the service at scale, or evade rate limits, quotas, or the age confirmation;
• probe, scan, overload, or interfere with the service or its infrastructure;
• resell, redistribute, or commercially exploit MMA.chat's output as a substitute product or dataset;
• submit content that is unlawful, that infringes someone's rights, or that you have no right to share;
• submit another person's private information; or
• use the service to harass, threaten, or defame anyone.

Do not submit sensitive personal information. MMA.chat is for MMA discussion, not for storing confidential records — see Privacy Notice §2.

7. Your content, and what we may do with it

You keep ownership of what you write.

You grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce, and process your messages and our answers in order to operate and improve MMA.chat, including to develop, train, and evaluate models we operate. This licence lasts as long as we retain the content.

This use is on by default and you can turn it off, in which case the licence covers only what came before you did. What turning it off does, and how long content is kept, is set out in Privacy Notice §4 and §9. Nothing here expands what that notice permits — if the two ever conflict, the Privacy Notice governs your data.

You confirm you have the right to grant this licence for anything you submit.

8. Our content

MMA.chat, its software, design, and branding belong to us or our licensors. These terms grant you no rights in them beyond using the service as intended.

Fight statistics and records are factual data sourced from third parties. We claim no ownership of underlying facts, and our compilation and presentation of them remain ours.

You may use MMA.chat's answers for your own purposes, subject to §6.

9. Third-party services and links

MMA.chat depends on third parties, including Google for answer generation. Their terms and privacy practices govern their own handling of information — see Privacy Notice §8.

Where MMA.chat links to or embeds third-party content, such as social posts or videos, we do not control it and are not responsible for it.

10. Availability, and changes to the service

MMA.chat is provided as it is, and as available. We may change, suspend, limit, or discontinue any part of it — including free usage limits and any feature — at any time, without liability to you.

We do not promise uninterrupted or error-free operation.

11. Disclaimer of warranties

To the fullest extent permitted by law, MMA.chat is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory. We specifically disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty as to the accuracy, completeness, currency, or reliability of any answer or statistic.

Some places do not allow certain warranties to be excluded. Where that is so, the exclusions above apply only as far as the law permits, and you may have additional rights.

12. Limitation of liability

To the fullest extent permitted by law:

• We are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, or lost opportunity.
• We are not liable for any loss arising from a wager, bet, or financial decision you made, whether or not it involved information from MMA.chat.
• We are not liable for any loss arising from reliance on an inaccurate answer.

Our total liability to you for all claims relating to MMA.chat will not exceed one hundred US dollars (US$100).

Some places do not allow these limitations. Where that is so, they apply only as far as the law permits. Nothing here limits liability for fraud, gross negligence, willful misconduct, death or personal injury caused by negligence, or anything else that cannot lawfully be limited.

13. Indemnity

You will indemnify us against claims, losses, and costs — including reasonable legal fees — arising from your breach of these terms, your misuse of the service, or content you submitted.

We may take over the defence of any such claim at your expense. You will not settle a claim in a way that creates an obligation for us without our written agreement.

14. Termination

You may stop using MMA.chat at any time, and can delete your account in settings.

We may suspend or terminate your access if you breach these terms, or if we discontinue the service. Sections 2, 3, 4, 7, 8, and 11 through 16 survive termination.

Deleting your account does not automatically delete content already used under §7 — see Privacy Notice §9 and §10.

15. Disputes and governing law

Governing law. These terms and any dispute about them or about MMA.chat are governed by the laws of the State of Delaware, excluding its conflict-of-laws rules.

Talk to us first. Before starting a formal proceeding, send a description of the dispute and what you want to `joe@smashpicks.com`. We will try to resolve it with you for 60 days. If we have a dispute with you, we will do the same.

Arbitration. If we cannot resolve it informally, you and we agree to settle the dispute by binding individual arbitration rather than in court, administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitrator decides the dispute, and judgment on the award may be entered in any court with jurisdiction.

You can go to small-claims court instead, for any dispute that qualifies there. Either of us may also seek an injunction in court to protect intellectual property or stop unauthorised access to the service.

Individual basis only. Claims must be brought individually. You and we waive any right to a jury trial, and to bring or take part in a class, collective, consolidated, or representative action. An arbitrator may not consolidate claims or preside over any form of representative proceeding. If this paragraph is found unenforceable as to a particular claim, that claim — and only that claim — proceeds in court, and the rest of this section still applies.

You can opt out of arbitration. Send us written notice at `joe@smashpicks.com` within 30 days of first accepting these terms, including your name and the email on your account. Opting out costs you nothing and does not affect your use of MMA.chat, and it leaves the rest of this section in force.

Time limit. Any claim must be brought within one year of when it arose, or it is permanently barred, unless the law where you live forbids that limit.

If you reject a change. If we materially change this section, you may reject the change by writing to us within 30 days of it taking effect, in which case the version you previously accepted continues to apply between us.

16. General

• Whole agreement. These terms and the Privacy Notice are the entire agreement between us about MMA.chat.
• Severability. If a provision is unenforceable, the rest stands.
• No waiver. If we do not enforce something immediately, we have not given it up.
• Assignment. You may not assign these terms. We may, in connection with a merger, acquisition, or sale of assets.
• No third-party beneficiaries.

17. Changes to these terms

We may update these terms. We will change the version and date above, and for a material change we will give notice in the service before it takes effect where reasonably practicable.

Continuing to use MMA.chat after a change means you accept the updated terms. If you do not accept them, stop using the service and delete your account.

A material expansion of how we use your conversations requires a fresh choice from you, not merely an updated document — see Privacy Notice §14.

18. Contact

SmashPicks Studios Inc. Attn: MMA.chat Legal joe@smashpicks.com